Finance
In most cases you will need to obtain financing, in the form of a mortgage, to purchase a home. Mortgage lenders will examine a number of factors in detail when evaluating your mortgage application, and they will be most concerned with your creditworthiness, credit history, your capacity to repay the loan (income), and collateral (loan-to-value ratio).
Take the steps necessary to get a letter from the lender stating you are "pre-approved" for a loan in a specific price range. It's important to have this letter before you make a contract offer to buy real estate. Once you're pre-approved, you will better know what price range fits your budget best and makes the searching process easier. This will also give you the edge over other buyers when presenting offers to sellers. You can call any mortgage lender you choose, but I have also provided some suggestions should you need them.
Ashley Bhramayana
Movement Mortgage
Jeff Owens
Get Pre-Qualified
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